One of the most common questions we receive from clients who are teachers or state employees revolves around the PLOP. The PLOP, or Partial Lump Sum Option, provides qualified Virginia Retirement System employees with the flexibility to take a portion of their benefit as a …read more »
“Life can only be understood backwards, but it must be lived forward.” -Soren Kierkegaard Get a piece of paper and make a list of all the things you want to do during your lifetime–no matter how crazy or undoable some of those things might seem. …read more »
“A mind, like a home, is furnished by its owner, so if one’s life is cold and bare he can blame none but himself.” -Louis L’Amour It turns out that the conventional wisdom is wrong: it is possible to buy happiness — when you spend …read more »
“Life is like music; it must be composed by ear, feeling and instinct, not by rule.” -Samuel Butler People over 40 shouldn’t just plan for retirement, they should rehearse for it. Because retirement can last 20 to 30 years, it’s more important than ever that …read more »
“Part of making good decisions is recognizing the poor decisions you’ve made and why they were poor.” -Warren Buffett Setting up an IRA for your retirement is almost always a good investment, but it’s not always a simple process. There are IRA alternatives (like a …read more »
“We believe in ordinary acts of bravery, in the courage that drives one person to stand up for another.” -Veronica Roth If you’ve got a recent college graduate living at home, searching for his or her first “real” job, you know how difficult the job …read more »
“Today well lived makes every yesterday a dream of happiness and every tomorrow a vision of hope. Look well therefore to this day.” – Francis Gray Perhaps I’m biased, but I believe that it really is never too early to start teaching your children about …read more »
The noblest search is the search for excellence.” – Lyndon Johnson You may have established an estate plan in the past, or you may not have gotten around to it, but it is critical that you ALWAYS have an up-to-date plan. Most people are smart …read more »
“Results! Why, man, I have gotten a lot of results. I know several thousand things that won’t work.” – Thomas A. Edison Our clients who filed with us this year already feel the peace-of-mind that you were able to claim every possible deduction which is …read more »
One of the most pressing, painful and significant issues within a marriage can be the problem of finances. For some, this presents no significant hurdle whatsoever — often because the money is flowing, and there are no pressing concerns. However, this can be a bandaid …read more »
