Income Planning
Create a retirement income strategy aligned with your needs, resources, and long-term goals.
FINANCIAL PLANNING
Retirement Planning Built Around Your Life & Goals.
Our goal is to simplify your financial life and protect your wealth for future generations through one coordinated, comprehensive financial plan.
30+
Years Experience
800+
Retirees Guided
7+
Locations
Independent Advice. Personal Guidance.
As a fiduciary and independent Registered Investment Advisor, we are legally and ethically committed to putting your interests first. That means objective guidance tailored to your life.
What We Do
Comprehensive Planning For Every Stage Of Retirement.
We take a holistic approach to building a financial plan that grows with you today, tomorrow, and throughout retirement.
Investment Management
Build a diversified portfolio aligned with your goals, timeline, and comfort with risk.
Tax Management
Coordinate tax management as part of the comprehensive financial plan.
Social Security Planning
Maximize your Social Security benefits and create a stronger lifetime retirement income plan.
Estate & Legacy Planning
Protect your assets, preserve your legacy, and provide for the people who matter most.
Healthcare Planning
Plan ahead for healthcare expenses and safeguard your retirement savings from unexpected costs.
Our Planning Process
A Clear Process. Built Around You.
Discover
We learn about your goals, assets, and concerns in a no-pressure conversation.
Analyze
We review your financial picture, identify opportunities, and uncover potential risks.
Build
We create a personalized financial strategy tailored to your retirement goals.
Review
We meet regularly to adjust the plan as your life and the markets evolve.
Who We Help
Planning For Your Unique Journey.
Approaching Retirement
Prepare for retirement with confidence and a clear financial roadmap.
Already Retired
Protect your savings and enjoy a dependable retirement income.
Business Owners
Create strategies for growth, succession planning, and long-term wealth.
The VERPA Difference
Retirement Advice Built Around Your Goals, Not Product Sales
As fiduciary advisors, we are legally obligated to act in your best interest. No sales quotas. No proprietary products. Just objective financial guidance tailored to your retirement goals.
Learn About Our Fiduciary CommitmentWhy Clients Choose a Fiduciary Advisor
Traditional Advisor
Focused on selling financial products
Compensation may depend on commissions
May operate under sales quotas
Limited scope of retirement planning
VERPA Fiduciary
Focused on providing objective advice
Transparent fee-based structure
Recommendations aligned with your goals
Comprehensive retirement and wealth planning
Advisor Spotlight
Leadership. Vision. Purpose.
Thomas P. Marshall
Tom founded VERPA with a simple belief: an educated investor is our best client. His leadership is rooted in transparency, independence, and a lifelong commitment to helping families retire with confidence.
- ● President
- ● MBA
- ● MDiv
- ● Vanderbilt University
- ● Virginia Union University
- ● Virginia Military Institute
- ● Author of More Retirement Smarts: Plan Well and Retire Well
Start The Conversation
Ready To Build Your Financial Plan?
Speak with a fiduciary advisor who will take the time to understand your goals and answer your questions.
